Hi @PeppiPatty  I just saw @Mazarita and @CheerBear  had tagged me here in relation to NDIS matters.  Very sorry to hear your husband got knocked back.  Proving permanence was hard for me too - my psychologist ended up doing a 3rd report that said 'treatment could ameliorate my symptoms but would not be a cure'  and my psychiatrist said 'there is no cure for bipolar'.  I have a thread called "Anyone started with the NDIS?"  which journals my journey from first application to acceptance eventually (took 1 1/2 years).  There might be good pointers in it for you and hubby to pursue.  Your next step would be to do a request for a 'Review of a reviewable decision' - there is a process for that which you can search for on the NDIS website.  I encourage you not to give up, it's so worth the effort if you can ultimately be accepted.  You might also be eligible for a Disability Advocate (they're in every state and free - google them too).  They would help you appeal the NDIS decision.  

Sending wishes for strength and perseverance xx