Good Morning!

[SmilingGecko]

I've never been a green loan company before but they made it so easy @TAB. I was a bit skeptical to begin with. You have to be able to demonstrate you can pay it off and have a good credit rating

They took out $70/month to pay for my solar and this was meant to be for 3 years but I kept paying additional amounts on top of the regular monthly recurring payment to try and pay it off quicker.

You can easily do this option by going to your online borrowers portal with Plenti and do additional payments using Bpay or direct debit to get rid of your loan faster.

[SmilingGecko]

I've had to be more mindful of my budget with its outgoings after taking out the Plenti loan @TAB 

I had to do a spending tracker each month to see where my money was going. Each thing I paid for I logged into my spending tracker so I was more in control of where my money was going.

Its encouraged me to spend less.

I got the spending tracker off Jess Irvine an editor from The Age newspaper. Its a free resource off her official webpage.

Taking out this Plenti loan was a huge step and quite frankly I panicked over it but the spending tracker brought down my expenditures and the excess savings I had I used to pay off the loan

With the solar power your bill will go into credit and you can use that money to pay off your solar faster

The spending tracker looks something like this. See below. You can download the pdf from here and print it out:  https://www.jessicairvine.com.au/

[Oaktree]

That’s amazing @SmilingGecko 

Your cash back will pay for your gas bill. So in effect you are getting both free. 
I want to get solar but can’t get financing.

[SmilingGecko]

Yes I was happy with it @Oaktree but I was able to finance it with a green loan from Plenti. Don't know if you saw that. Plenti was the reason I could afford to pay for it

[TAB]

@SmilingGecko  okay thanks

[SmilingGecko]

My Valentines Day gift to myself. I just live for ME!

The www.astroved.com free Gowrie Panchang tells you what days are auspicious for certain activities.

The moon was in the lunar mansion Revarti on the Gowrie Panchang which is great for buying jewellery.

Salvosstores can get quite expensive but I got these brand new for half price at $6.50 ea and they will go beautifully with an outfit I have. I hardly shop at the Salvos anymore because they are so steep but got this incredible bargain. 

Well, happy Valentines Day to me. These are coming from Wangara WA don't know quite where that is but am grateful to the person who donated it.

I hope you guys are doing something nice for yourselves today!

[HelloKitty1981]

Hi Everyone, I am very late in the day but still thought I should say hello to everyone and hope that they have an amazing day today, wherever they are in the world.🤗

[SmilingGecko]

Hello @HelloKitty1981 its getting on. I'm about to get the day going. I hope you have a good day

[HelloKitty1981]

I have been up bright and early this morning, I am more of a night owl usually but I find with the hotter weather I don't tend to sleep as well. 

We have had a weather change and gone has our sunny weather to looking overcast, possibly may rain at some point.

Hope you have a great day.🙂

[SmilingGecko]

Yeah the hot weather can be a bit of a bane but hopefully autumn will be around the corner soon @HelloKitty1981 I'm in Melbourne so it isn't as extreme but we had two days at 35 degrees this week. I am just looking forward to cooler weather to get into the garden and walk every day